Rachel S. Kronowitz, Partner

Rachel Kronowitz focuses her practice on insurance recovery for significant claims,  counseling corporations in strategic risk management, including structuring insurance and risk transfer portfolios, and counseling Directors and Officers of corporations on issues related to their D&O coverage. For many clients, Rachel serves as an outside risk manager and, in some cases, as a corporate advisor.

Having focused on insurance recovery and risk management for over two decades, Rachel has developed strong relationships and a reputation that help her to meet her clients’ needs efficiently and effectively. This includes the ability to resolve clients’ issues as quickly as possible, with the goal of avoiding litigation and securing a favorable settlement. These insurance coverage disputes involve losses associated with mass tort claims, first party liability issues and claims arising out of shareholder litigation and corporate governance disputes. Rachel also represents corporate policyholders in negotiations and formal alternative dispute resolution proceedings to obtain recovery of insurance assets for defense and liability costs associated with covered claims. 

Rachel understands that strategic risk management can go a long way towards protecting her clients from potential claims. She works with clients to audit their risk transfer portfolios, including their insurance, contractual indemnifications, and coverage under additional insured endorsements to ensure that they understand their risks and the extent of their coverage. For clients who are planning a corporate transition, such as opening a new business, merging companies, or opening in new countries, Rachel determines the risks involved and if the insurance portfolio matches those risks. If a risk transfer portfolio falls short, she provides recommendations based on a cost-benefit analysis. Her guidance to previous clients has included revisions to the company’s corporate structure or consideration other types of risk transfer mechanisms such as financial instruments.

While Rachel’s client base is broad – from mom-and-pops to law firms and professional groups to some of the largest companies in the country -- she has begun working with companies that historically have not focused on their insurance portfolios. This includes venture capital firms, private equity firms and closely held companies that are beginning to realize the importance of protecting themselves through insurance coverage, and particularly the balance sheet protection that Directors & Officers insurance can provide based on these companies’ unique corporate structure.

Rachel is also a director at Reneo Consulting LLC.


  • 1987 — J.D., Harvard Law School
    • cum laude
  • 1984 — M.S., Columbia University
  • 1982 — B.A., Smith College
    • cum laude

Bar Memberships

  • District of Columbia

Professional Affiliations

  • ADR Sub-committee Chair, ABA Committee on Pretrial Practice and Procedure
  • ADR Sub-committee Co-Chair, ABA Insurance Coverage Litigation Committee

Special Honors

  • Named as one of Business Insurance magazine’s “2007 Women to Watch”
  • Named as one of the Washington Business Journal’s 2007 “Women Who Mean Business”
  • Named as one of the International Who's Who of Insurance & Reinsurance Lawyers
  • Named as one of the International Who's Who of Business Lawyers
  • Selected as a Washington, DC Super Lawyer
  • Fellow, American Bar Foundation
  • Listed in the Expert Guide to World’s Leading Women in Business Law
  • Ranked in The Legal Media Group’s Guide to the World’s Leading Insurance and Reinsurance Lawyers, 2011-2016
  • Best Lawyers in America, Insurance Law, 2018-2019

Charitable & Civic Involvement

  • Former Chair, Board of Directors, Washington Area Women’s Foundation
  • Member, Board of Directors, Washington Area Women’s Foundation
  • Member, Board of Directors, Equal Justice Works
  • Former Trustee, Jewish Council for the Aging
  • Active Participant, Georgetown Day School PSA
  • Recipient of the BBYO Phil Berg Alumni Award, 2013
  • Member, Board of Directors, Safe Shores