With an estimated $35 billion – or more – in insured losses caused by Hurricane Katrina, it is clear that insurance will play a substantial role in the rebuilding of the devastated Gulf Coast region. As part of its commitment to public service, Gilbert Randolph has produced two videos to help those affected better understand common insurance coverage issues, and to provide practical pointers for maximizing insurance recovery for this and future disasters.
The first video is aimed at homeowners and goes over some basics of insurance coverage, including
- Tips for documenting a claim for insurance proceeds
- What’s covered by the standard homeowners policy, with an emphasis on hurricane-specific issues such as wind, flood, and mold
- How to be better prepared for future disasters
The second video is aimed at small business owners and provides an overview of common coverage issues for small businesses, including provisions included in typical business insurance policies, such as
- Extra expense
- Business interruption
- Extended and contingent business interruption
(This video assumes some familiarity with basic insurance coverage issues, so some viewers may want to start with the homeowner video.)
These documents provide information cited in the videos, and include helpful checklists for insurance policyholders: Homeowners Brochure | Business Owners Brochure - documents are in Adobe® Acrobat®

To access the videos, select your internet connection speed, the type of video player you will use, and the video you would like to see. Links are provided below to download each video player.
High Speed (cable modem, DSL):
Windows Media: Homeowners Video
Quicktime: Homeowners Video
Real Player: Homeowners Video
Windows Media: Small Business Video
QuickTime: Small Business Video
Real Player: Small Business Video
Dial-Up (modem):
Windows Media: Homeowners Video
Quicktime: Homeowners Video
Real Player: Homeowners Video
Windows Media: Small Business Video
QuickTime: Small Business Video
Real Player: Small Business Video
Download Video Players:
Windows Media Player • QuickTime • Real Player
If you cannot view the video online and would like a copy of these videos in DVD format, please contact katzj@gilbertrandolph.com for assistance.
These videos and accompanying materials provide information to help individuals resolve their legal problems. The information presented in these videos and accompanying materials is not legal advice. Legal information is not the same as legal advice, which is the application of law to an individual’s specific circumstances. The information presented in these videos and accompanying materials is not a substitute for, and does not replace, the advice or representation of an attorney licensed in your state. Although Gilbert Randolph has gone to great lengths to make sure the information in the videos and accompanying materials is accurate and up to date, we make no claim as to the accuracy of this information and are not responsible for any consequences that may result from their use. We recommend that you consult with a licensed attorney if you want assurance that the information in these videos and accompanying materials and your interpretation of them are appropriate for your particular situation. You should not and are not authorized to rely on these videos and accompanying materials as a source of legal advice. The use of these videos and accompanying materials does not create an attorney-client relationship between Gilbert Randolph and any user.